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I'm thinking about getting an account in Charles Schwab, and I won't go into niche assets or parts of the market, so I'm comfortable with their limited options on such. I aim to gradually build my ETF portfolio and occasionally purchase reliable stocks that I won't have to pay too much attention to. I am a pretty fresh beginner to the whole thing, but I'm sure that I won't take finances as seriously as a day trader. I really just need something that I can reliably put earned money into and not be likely to incur too many losses. I almost want to treat it like a risky savings account that I could earn big on.